Last Updated: December 12, 2025

Effective Date: December 12, 2025

1. Introduction

This Privacy Policy describes how Loan Bazaar (“we,” “us,” or “our”) collects, uses,
discloses, and protects personal information when you use our website, products, or services (collectively, the
“Services”).

By using our Services, you agree to the collection and use of information in accordance with this Privacy Policy. If
you do not agree with our policies and practices, do not use our Services.

Business Information:

Name: Loan Bazaar
Address: dasdad,
fdsf,
3212121
Email: nickparkerlivenow@gmail.com
Website: https://api.loanbazaar.cc/

2. Information We Collect

2.1 Personal Information You Provide

We collect personal information that you voluntarily provide to us when you:

  • Register for an account
  • Make a purchase or place an order
  • Subscribe to our newsletter or marketing communications
  • Contact us for customer support
  • Participate in surveys, contests, or promotions
  • Apply for employment
  • Otherwise communicate with us

This information may include:

  • Full name
  • Email address
  • Postal address
  • Telephone number
  • Payment information (credit card number, billing address)
  • Account credentials (username, password)
  • Demographic information (age, gender, preferences)
  • Any other information you choose to provide

2.2 Information Automatically Collected

When you access our Services, we automatically collect certain information about your device and usage, including:

  • IP address
  • Browser type and version
  • Operating system
  • Device identifiers
  • Referring/exit pages and URLs
  • Pages viewed and time spent on pages
  • Clickstream data
  • Date and time stamps
  • Location data (with your permission)

2.3 Cookies and Tracking Technologies

We use cookies, web beacons, pixel tags, and similar tracking technologies to collect information about your browsing
activities. These technologies help us:

  • Remember your preferences and settings
  • Understand how you use our Services
  • Improve our Services
  • Deliver personalized content and advertisements
  • Analyze trends and user behavior

You can control cookies through your browser settings. However, disabling cookies may limit your ability to use
certain features of our Services.

2.4 Information from Third Parties

We may receive information about you from third-party sources, including:

  • Social media platforms (if you connect your account)
  • Analytics providers
  • Advertising networks
  • Payment processors
  • Public databases
  • Marketing partners

3. How We Use Your Information

We use the collected information for various purposes, including:

3.1 To Provide and Maintain Our Services

  • Process and fulfill your orders
  • Manage your account
  • Provide customer support
  • Send transactional communications (order confirmations, receipts, updates)

3.2 To Improve Our Services

  • Analyze usage patterns and trends
  • Conduct research and development
  • Test new features and functionality
  • Monitor and improve website performance

3.3 To Communicate With You

  • Send newsletters and marketing communications (with your consent)
  • Respond to your inquiries and requests
  • Send administrative information and updates
  • Notify you about changes to our Services or policies

3.4 To Ensure Security and Prevent Fraud

  • Detect, prevent, and address technical issues
  • Protect against fraudulent, unauthorized, or illegal activity
  • Enforce our Terms of Service and other policies
  • Comply with legal obligations

3.5 To Personalize Your Experience

  • Deliver targeted content and advertisements
  • Recommend products or services that may interest you
  • Remember your preferences and settings

3.6 For Legal and Compliance Purposes

  • Comply with applicable laws and regulations
  • Respond to legal requests and prevent harm
  • Establish, exercise, or defend legal claims

4. Legal Basis for Processing (GDPR)

If you are located in the European Economic Area (EEA), our legal basis for collecting and using your personal
information depends on the specific information and context:

  • Consent: You have given clear consent for us to process your personal information for a specific
    purpose
  • Contract: Processing is necessary to perform a contract with you
  • Legal Obligation: Processing is necessary to comply with the law
  • Vital Interests: Processing is necessary to protect someone’s life
  • Legitimate Interests: Processing is necessary for our legitimate interests or those of a third
    party, provided your rights do not override those interests

5. How We Share Your Information

We do not sell, rent, or trade your personal information to third parties for their marketing purposes. We may share
your information in the following circumstances:

5.1 Service Providers

We share information with third-party vendors, consultants, and service providers who perform services on our behalf,
including:

  • Payment processors
  • Hosting providers
  • Email service providers
  • Analytics providers
  • Customer support platforms
  • Marketing and advertising partners

These service providers are contractually obligated to use your information only as necessary to provide services to
us and are prohibited from using it for their own purposes.

5.2 Business Transfers

If we are involved in a merger, acquisition, asset sale, bankruptcy, or other business transaction, your information
may be transferred as part of that transaction. We will notify you of any such change in ownership or control of your
personal information.

5.3 Legal Requirements

We may disclose your information if required to do so by law or in response to:

  • Valid legal requests from government authorities
  • Court orders or subpoenas
  • Legal processes or investigations
  • Protection of our rights, property, or safety
  • Protection of the rights, property, or safety of others

5.4 With Your Consent

We may share your information with third parties when you have given us explicit consent to do so.

6. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy
Policy, unless a longer retention period is required or permitted by law.

Retention periods vary depending on:

  • The nature of the information
  • The purposes for which it was collected
  • Legal, regulatory, or contractual requirements
  • Legitimate business needs

When we no longer need your personal information, we will securely delete or anonymize it in accordance with
applicable laws.

7. Your Privacy Rights

Depending on your location, you may have the following rights regarding your personal information:

7.1 General Rights

  • Right to Access: Request a copy of the personal information we hold about you
  • Right to Rectification: Request correction of inaccurate or incomplete information
  • Right to Erasure: Request deletion of your personal information (subject to legal obligations)
  • Right to Restrict Processing: Request that we limit how we use your information
  • Right to Data Portability: Receive your information in a structured, machine-readable format
  • Right to Object: Object to our processing of your information for certain purposes
  • Right to Withdraw Consent: Withdraw consent at any time (where processing is based on consent)

7.2 GDPR Rights (EEA Residents)

If you are located in the EEA, you have additional rights under the General Data Protection Regulation (GDPR):

  • Right to lodge a complaint with a supervisory authority
  • Right to object to automated decision-making and profiling
  • Right to be informed about data breaches affecting your personal information

7.3 CCPA/CPRA Rights (California Residents)

If you are a California resident, you have rights under the California Consumer Privacy Act (CCPA) and California
Privacy Rights Act (CPRA):

  • Right to Know: Request information about the categories and specific pieces of personal
    information we have collected
  • Right to Delete: Request deletion of your personal information
  • Right to Opt-Out: Opt-out of the sale or sharing of your personal information
  • Right to Correct: Request correction of inaccurate personal information
  • Right to Limit: Limit the use and disclosure of sensitive personal information
  • Right to Non-Discrimination: Not be discriminated against for exercising your privacy rights

To exercise any of these rights, please contact us using the information provided in Section 14.

8. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against
unauthorized access, alteration, disclosure, or destruction. These measures include:

  • Encryption of data in transit and at rest
  • Secure socket layer (SSL) technology
  • Regular security assessments and audits
  • Access controls and authentication procedures
  • Employee training on data protection
  • Incident response procedures

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect
your personal information, we cannot guarantee its absolute security.

9. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. These
countries may have data protection laws that differ from those in your country.

When we transfer personal information from the EEA to countries outside the EEA, we ensure appropriate safeguards are
in place, such as:

  • Standard Contractual Clauses approved by the European Commission
  • Adequacy decisions by the European Commission
  • Binding Corporate Rules
  • Your explicit consent

10. Children’s Privacy

Our Services are not directed to children under the age of 13 (or 16 in the EEA). We do not knowingly collect
personal information from children. If you are a parent or guardian and believe your child has provided us with
personal information, please contact us immediately. If we discover that we have collected personal information from a
child without parental consent, we will delete that information promptly.

11. Third-Party Links and Services

Our Services may contain links to third-party websites, applications, or services that are not operated by us. We are
not responsible for the privacy practices of these third parties. We encourage you to review the privacy policies of
any third-party services you access.

12. Do Not Track Signals

Some web browsers have a “Do Not Track” feature that signals to websites that you do not want your online activities
tracked. We currently do not respond to Do Not Track signals.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal
requirements, or other factors. We will notify you of any material changes by:

  • Posting the updated Privacy Policy on our website
  • Updating the “Last Updated” date at the top of this policy
  • Sending you an email notification (if you have provided your email address)

Your continued use of our Services after any changes indicates your acceptance of the updated Privacy Policy.

14. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please
contact us:

Loan Bazaar
dasdad,
fdsf,
3212121
Email: nickparkerlivenow@gmail.com
Website: https://api.loanbazaar.cc/

15. Data Protection Officer

For GDPR-related inquiries, you may contact our Data Protection Officer at:

Email: nickparkerlivenow@gmail.com
Address: dasdad,
fdsf,
3212121

16. Supervisory Authority

If you are located in the EEA and believe we have not adequately addressed your concerns, you have the right to lodge
a complaint with your local data protection supervisory authority.